Prevent Harassing Phone Calls and Other Collection Activities
If you are facing large amounts of credit card debt, medical bills or other forms of debt, you may be subjected to phone calls, letters and other activities from collection agencies and debt collectors. As a consumer, you are protected from harassment, threats and other illegal collection activities by federal law, although debt collectors do not always abide by this law. Filing for bankruptcy, however, can stop all collection activity and give you peace of mind in debt relief.
Creditor harassment and abusive collection activities that violate the Fair Debt Collection Practices Act ("FDCPA") may be subject to litigation and you may be able to recover monetary damages from those debt collection agencies. At the Law Office of Daniel R. Whitmore, we can help you stop creditor harassment and put an end to the phone calls, letters and other tactics that collectors use to get paid. Talk with a lawyer about your situation and get the legal help you need in Seattle, Washington.
Examples of Illegal Debt Collection Practices
There are many examples of debt collection practices that some collection agencies will use on a regular basis in order to intimate or coerce individuals into paying debts. These tactics include:
- Contacting you before 8 am or after 9 pm
- Calling neighbors, employers or relatives about your debt
- Using false statements or not identifying themselves when attempt to collect payment
- Implying or threatening legal action against you
- Threats of physical violence or harm
- Obscene or profane language
- Repeatedly calling with the purpose of annoying someone
If these kinds of activities are occurring, it is important that you protect yourself against creditor harassment. Keep detailed records of all interactions with creditors, including the names of everyone you talk with and the companies that they represent. If you decide to pursue legal action, you will need this kind of information to be successful.
Take Action to Protect Yourself From Creditor Harassment
Talk with a bankruptcy attorney about your situation and whether bankruptcy may be an effective solution for you. Contact us at the Law Office of Daniel R. Whitmore and schedule an appointment for a free initial consultation. Call our Seattle, Washington, office toll free at 866-467-5841 to get started with your representation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
